Creator Business Hub

Partners Who Know Your Industry

Most business tools weren't built for creators. These were — or have proven track records serving them. Every partner on this page was chosen because they understand what you actually do.

Why a separate partner page? Standard business directories recommend Stripe for payments and Chase for banking. Neither works for most content creators. The tools here were selected because they have demonstrated experience in the creator economy — especially the parts other companies won't touch. Some links are affiliate links. None of the recommendations were paid for.
Tax & Accounting
OwnMyWork Tax Calculator
Estimate your quarterly self-employment tax in about 3 minutes. Covers multi-platform income, deductions, S-Corp flags, and how to pay the IRS. Free for everyone.
No account required. Works for any creator type. Available in English and Spanish.
Open Calculator →
Banking
Recommended
Banking for online businesses. No minimum balance, no monthly fees, free ACH and wires, and an API that works for creators building subscription businesses. More welcoming of creator economy businesses than traditional banks.
FDIC insured via Choice Financial Group & Evolve Bank & Trust. Free business checking. Apply under your LLC name.
Apply at Mercury →
Credit Unions
Credit unions are member-owned and have significantly lower account closure rates than national banks for creator income. Look for one in your state with business checking — many are welcoming to LLCs with online income.
Navy Federal and Alliant Credit Union have strong track records with online business accounts.
Payment Processing
Recommended
In business since 1998. Processes over $1 billion annually for 30,000+ merchants in 197 countries. OnlyFans runs on them. CCBill uses discreet billing descriptors — your site name never appears on a subscriber's card statement.
Fees: 10.8% to 14.5% + $0.55/transaction. PCI Level 1 compliant. Month-to-month, no early termination.
Learn More →
Recommended
High-risk payment processing since 2002. Better fit if you're running your own site and want a direct merchant account. Supports credit cards, ACH, and digital wallets with next-day funding.
Flat rate: ~4.90% + $1.00/transaction. No setup, no monthly, no early termination. BBB A+ rated.
Learn More →
Stripe Use With Caution
Stripe works for mainstream services and non-explicit content. It will terminate accounts used for adult content platforms. Safe for: LLC filings, tax services, coaching, non-explicit subscriptions.
Not safe for: fan payment platforms, explicit content, high-risk digital goods.
Identity & Privacy
Wyoming LLC Formation
Wyoming LLCs keep your legal name off public records. Combine with a registered agent and a virtual address and your real identity stays private even if your LLC is public record.
$100 Wyoming state filing fee. No state income tax. Anonymous member-managed structure available.
Form Your LLC →
iPostal1 Recommended
Virtual mailbox with a real street address in your state. Required for your LLC's registered address if you don't want your home address on public record. Scans and forwards mail digitally.
Plans start at $9.99/month. Real street address, not a PO Box. Meets registered agent requirements in most states.
Get a Virtual Address →
NordVPN Recommended
VPN is non-negotiable for live streaming or any work where your IP address could expose your location. NordVPN works on all devices, doesn't log traffic, and has fast servers optimized for streaming.
Get NordVPN →
NordPass Recommended
Password manager from Nord Security. Running multiple platforms means multiple accounts. NordPass stores them securely, generates strong passwords, and works across all devices.
Get NordPass →
Content Protection
OwnMyWork Takedowns Built In
File DMCA takedown notices to 160+ platforms. First notice is free. Subscribers get unlimited notices, permanent case records, automatic 14-day follow-ups, and payment processor escalation.
Covers: tube sites, social platforms, cam archives, Telegram, Reddit, and more. Notices generated and sent in under 2 minutes.
File a Takedown →
2257 Compliance
Federal law requires adult content producers to maintain age verification records for every performer. Non-compliance is a felony. OwnMyWork's 2257 custodian system manages your records securely.
Required for: any producer of explicit content, regardless of platform. Most platforms won't warn you about this.
Read the Guide →
Legal
RM Warner Law IP Specialist
One of the most recognized IP and entertainment law firms for the adult content industry. Handles DMCA disputes, platform bans, content licensing, and business contracts for online creators.
Based in Phoenix, AZ. Serves clients nationally.
Learn More →
My Adult Attorneys
Corey D. Silverstein has been practicing adult entertainment law for 20+ years. Covers performer contracts, platform disputes, DMCA escalations, and business formation specific to the adult industry.
Learn More →
Insurance
Hiscox Small Business Insurance Partner
Get coverage tailored to your business in minutes. Professional liability, general liability, and business owner's policies for freelancers, consultants, and independent creators. One of the most recognized small business insurers in the US.
Quote takes about 5 minutes. No commitment to buy. OwnMyWork earns a commission per completed quote at no cost to you.
Get a Quote →
Sour Insurance Coming Soon
Independent broker with access to 200+ carriers, specializing in coverage for content creators. Majda Baltic finds the right policy for your content type and budget — not just the easiest one to sell. General liability, professional liability, equipment, and cyber coverage.
Creator-focused. 200+ carriers. Partnership launching soon.

Some links on this page are affiliate links. OwnMyWork may receive compensation when you sign up through these links. This doesn't affect recommendations or your price. OwnMyWork is not a law firm, CPA firm, or financial advisor. Verify current terms directly with each service.